
for new features

for maintenance tasks

of development backlog
A major financial services company needed to modernize a core system for managing UTP credits, overcoming manual processes, fragmented document workflows, and the limitations of legacy tools.
The company wanted to increase digitization and automation without increasing development time, costs, or complexity.
WebRatio Platform simplified the development of an integrated suite to manage the entire credit lifecycle: portfolio imports, master data, workflows, repayment plans, payments, correspondence, and external integrations.
The Low-Code approach accelerated development, simplified API integrations, and improved alignment between Business and IT.
The adoption of Low-Code delivered measurable results: simple new features released in less than one week, complex modules delivered within eight weeks, and maintenance activities completed in just a few hours or days.
The development backlog was eliminated, with faster, more traceable, and scalable processes that reduced operational costs and improved the effectiveness of credit management.
Low-Code made it possible to digitize and automate complex credit management processes, accelerating application development and maintenance, drastically reducing the backlog, and improving alignment between Business and IT.
New features can now be released in less than one week, while complex modules are developed within eight weeks.
The result is a faster, more traceable, scalable, and efficient credit management process, with reduced operational costs.